Question 1

How much money do I need to retire comfortably?

Accepted Answer

The amount depends on your lifestyle, expenses, and life expectancy. A common rule of thumb is to have 25 times your annual expenses saved. Our calculator helps you determine your specific retirement corpus based on your current age, expected retirement age, and inflation assumptions.

Question 2

What inflation rate should I use for retirement planning?

Accepted Answer

Use an inflation rate between 5-7% for your calculations, depending on historical trends and economic conditions. This accounts for increasing costs of living over time.

Question 3

What is a safe withdrawal rate in retirement?

Accepted Answer

The 4% rule suggests you can withdraw 4% of your retirement corpus in the first year and adjust for inflation thereafter. This is considered a safe strategy to make your money last 30+ years.

Question 4

Should I invest aggressively or conservatively for retirement?

Accepted Answer

Your investment strategy depends on your time horizon and risk tolerance. Younger individuals can afford to take more risks, while those close to retirement should shift to more conservative investments.

Retirement Planner

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Retirement Summary

Savings Growth Projection

Corpus Breakdown

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